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Insurance, Liability & Security Bond
Understand all of your options pertaining to insurance, liability and security bonds when hiring a motorhome in New Zealand.
Standard Liability
This page is a summary of each Companies Standard Liability.
Liability is the amount you would be liable to pay in the event of an accident or damage to the vehicle, regardless of who is at fault. The liability applies in respect of each claim, not rental.

Liability Reduction Options (LRO)
The Standard Liability can be reduced either -
At the time of Booking by opting for the Stress Free Package. This package has the lowest level of liability and includes bonus items.
At the time of Pick Up by choosing one of the Liability Reduction Options (LRO)

| Liability Option |
Age of Driver |
Cost per Day |
Liability Fee |
Bond Payable |
| Standard Liability |
|
Included in Rental |
$5,000 |
$5,000 |
| LRO 1 |
Over 25 |
$20 (max $1,200) |
$1,200 |
$1,200 |
| |
Under 25 |
$20 (max $1,200) |
$2,400 |
$2,400 |
| LRO 2 |
Over 25 |
$32 (max $1,920) |
$0 |
$150 |
| |
Under 25 |
$44 (max $2,640) |
$0 |
$150 |
| Stress Free Package |
All Ages |
$45 |
$0 |
$150 |
Stress Free Package From 1 April 2012 |
All Ages |
$32 |
$0 |
$150 |
Travel 1st April 2011 to 31st March 2012
| Liability Option |
Vehicle |
Cost per Day |
Liability Fee |
Bond Payable |
| Standard Liability |
Breezer Lowrider Nomad Wanderer |
Included in Rental |
$3,500 |
$3,500 |
| |
Quattro Six Pack |
Included in Rental |
$5,000 |
$5,000 |
| LRO 1 |
Breezer Lowrider Nomad Wanderer |
$18 (max $900) |
$1,500 |
$1,500 |
| |
Quattro Six Pack |
$27 (max $1,350) |
$2,500 |
$2,500 |
| LRO 2 |
Breezer Lowrider Nomad Wanderer |
$28 (max $1,400) |
$0 |
$220 |
| |
Quattro Six Pack |
$34 (max $1,700) |
$0 |
$220 |
| Stress Free Package |
Breezer Lowrider Nomad Wanderer |
$36 (max $1,800) |
$0 |
$220 |
| |
Quattro Six Pack |
$47 (max $2,350) |
$0 |
$2200 |
Travel 1st April 2012 to 31st March 2013
| Liability Option |
Vehicle |
Cost per Day |
Liability Fee |
Bond Payable |
| Standard Liability |
Breezer Lowrider Nomad Wanderer |
Included in Rental |
$3,500 |
$3,500 |
| |
Quattro Six Pack |
Included in Rental |
$5,000 |
$5,000 |
| LRO 1 |
Breezer Lowrider Nomad Wanderer |
$20 (max $1,000) |
$1,500 |
$1,500 |
| |
Quattro Six Pack |
$27 (max $1,350) |
$2,500 |
$2,500 |
| LRO 2 |
Breezer Lowrider Nomad Wanderer |
$30 (max $1,500) |
$0 |
$220 |
| |
Quattro Six Pack |
$36 (max $1,800) |
$0 |
$220 |
| Stress Free Package |
Breezer Lowrider Nomad Wanderer |
$38 (max $1,900) |
$0 |
$220 |
| |
Quattro Six Pack |
$49 (max $2,450) |
$0 |
$220 |
| Additional Protection |
Breezer Lowrider Nomad Wanderer |
$89 per rental |
$0 |
$220 |
| |
Quattro Six Pack |
$89 per rental |
$0 |
$220 |
Additional Protection Coverage - Where the hirer purchases Additional Protection Coverage the cost of damage resulting from a single vehicle roll over will be covered. Additional Protection Coverage can only be purchased in conjunction with Liability Reduction Option 2 or the Stress Free Package.
Tyre and Windscreen Cover
If this optional extra is purchased it will cover the hirer for unlimited accidental damage to the windscreen and tyres . The cover is only available when Liability Reduction 2 has been purchased.
| Vehicle |
Cost per day |
| Breezer, Lowrider, Nomad, Wanderer |
$5 (max $250) |
| Quattro, Six Pack |
$5 (max $250) |
Travel 1st April 2011 to 31st March 2012
| Liability Option |
Cost per Day |
Liability Fee |
Bond Payable |
| Standard Liablility |
Included in Rental |
$7,500 |
$7,500 |
| LRO 1 |
$29 (max $1,450) |
$2,500 |
$2,500 |
| LRO 2 |
$45 (max $2,250) |
$0 |
$220 |
| Stress Free Package |
$65 (max $3,250) |
$0 |
$220 |
Travel 1st April 2012 to 31st March 2013
| Liability Option |
Cost per Day |
Liability Fee |
Bond Payable |
| Standard Liability |
Included in Rental |
$7,500 |
$7,500 |
| LRO 1 |
$29 (max $1,450) |
$2,500 |
$2,500 |
| LRO 2 |
$45 (max $2,250) |
$0 |
$220 |
| Stress Free Package |
$65 (max $3,250) |
$0 |
$220 |
| Additional Protection |
$89 per rental |
$0 |
$220 |
Additional Protection Coverage - Where the hirer purchases Additional Protection Coverage the cost of damage resulting from a single vehicle roll over will be covered. Additional Protection Coverage can only be purchased in conjunction with Liability Reduction Option 2 or the Stress Free Package.
| Liability Option |
Cost per Day |
Liability Fee |
Bond Payable |
| Standard Liability |
Included in Rental |
$3,000 |
$3,000 |
| LRO 1 |
$20 |
$1,500 |
$1,500 |
| Stress Free Package |
$25 |
$0 |
$0 (imprint taken) |
Travel 1st April 2011 to 31st March 2012
| Liability Option |
Cost per Day |
Liability Fee |
Bond Payable |
| Standard Liability |
Included in Rental |
$7,500 |
$7,500 |
| LRO 1 |
$29 (max $1,450) |
$2,500 |
$2,500 |
| LRO 2 |
$45 (max $2,250) |
$0 |
$220 |
| Stress Free Package |
$65 (max $3,250) |
$0 |
$220 |
Travel 1st April 2012 to 31st March 2013
| Liability Option |
Cost per Day |
Liability Fee |
Bond Payable |
| Standard Liability |
Included in Rental |
$7,500 |
$7,500 |
| LRO 1 |
$29 (max $1,450) |
$2,500 |
$2,500 |
| LRO 2 |
$45 (max $2,250) |
$0 |
$220 |
| Stress Free Package |
$65 (max $3,250) |
$0 |
$220 |
| Additional Protection |
$89 per rental |
$0 |
$220 |
Additional Protection Coverage - Where the hirer purchases Additional Protection Coverage the cost of damage resulting from a single vehicle roll over will be covered. Additional Protection Coverage can only be purchased in conjunction with Liability Reduction Option 2 or the Stress Free Package.

Travel 1st April 2011 to 31st March 2012
| Liability Option |
Cost per Day |
Liability Fee |
Bond Payable |
| Standard Liability |
Included in Rental |
$5,000 |
$5,000 |
| LRO 1 |
$28 (max $1,400) |
$2,000 |
$2,000 |
| LRO 2 |
$38 (max $1,900) |
$0 |
$500 |
| Stress Free Package |
$60 (max $3,000) |
$0 |
$500 |
Travel 1st April 2012 to 31st March 2013
| Liability Option |
Cost per Day |
Liability Fee |
Bond Payable |
| Standard Liability |
Included in Rental |
$5,000 |
$5,000 |
| LRO |
$38 (max $1,900) |
$0 |
$500 |
| Stress Free Package |
$61 (max $3,050) |
$0 |
$500 |

| Liability Option |
Age of Driver |
Cost per Day |
Liability Fee |
Bond Payable |
| Standard Liability |
- |
Included in Rental |
$5,000 |
$5,000 |
| LRO 1 |
Over 25 |
$20 (max $1,200) |
$1,200 |
$1,200 |
| |
Under 25 |
$20 (max $1,200) |
$2,400 |
$2,400 |
| LRO 2 |
Over 25 |
$32 (max $1,920) |
$0 |
$150 |
| |
Under 25 |
$44 (max $2,640) |
$0 |
$150 |
| Stress Free Package |
All Ages |
$45 |
$0 |
$150 |
Stress Free Package From 1 April 2012 |
All Ages |
$32 |
$0 |
$150 |
Security Bonds
All branches take a Security Bond at the beginning of the rental. The amount of this bond is dependent on if you take out Liability Reduction and which option you take. Please be aware that there is a credit card surcharge of between 1.75% and 5% on the amount paid on pick up, including the refundable bond.
Travel Insurance
Even if you do reduce your liability we strongly recommend purchasing travel insurance before you leave home, for total peace of mind. Insurance policies cover cancellation fees, medical expenses, baggage and much more.
Terms & Conditions
For further details please refer to the relevant Terms and Conditions.
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