Discovery Motorhomes New Zealand
Insurance & Excess
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This page is a summary of the Campervan Companies Standard Liability. This amount is what you would be liable to pay in the event of an accident of damage to the vehicle.

You are able to reduce this amount in either one of two ways as follows -

  1. When making your booking, opt for the Stress Free Package, whereby your excess has already been reduced and includes some bonus features

  2. OR

  3. Choose one of the Excess Reductions Options below at time of pick up

For full details on these options please see the relevent Terms and Conditions

Travel Insurance

We strongly recommend that clients ensure they take out the highest level of Travel Insurance, regardless if you take the Excess Reduction.


Apollo

(see below for Rugby World Cup Conditions)

Standard Liability
Apollos rental charge includes a Standard Liability of $7,500. The bond will be collected at the time of entering into the Rental Contract. Payment of this Bond is only accepted by credit card. The amount above will be debited to the credit card account immediately.

The Standard Liability can be reduced by purchasing one of the following Reduction Options:

Excess Reduction Options from 1st April 2009 - 31st March 2010

Excess Reduction Option 1

Vehicle Cost per day Excess reduced to: Bond reduced to:
All Campervans $22 (max $1,100) $2,500 $2,500

Excess Reduction Option 2

Vehicle Cost per day Excess reduced to: Bond reduced to:
All Campervans $38 (max $1,900) $0 $250

Excess Reduction Options from 1st April 2010 - 31st March 2011

Excess Reduction Option 1

Vehicle Cost per day Excess reduced to: Bond reduced to:
All Campervans $25 (max $1,250) $2,500 $2,500

Excess Reduction Option 2

Vehicle Cost per day Excess reduced to: Bond reduced to:
All Campervans $42 (max $2,100) $0 $250


Stress Free Package
We also offer a Stress Free Package which includes:

  • Comprehensive Insurance (NIL excess)
  • VIP Cover (Tyre and Windscreen replacement)
  • Unlimited Kilometers
  • One Way Rental Fee
  • Diesel Tax Recovery Fee
  • 12.5% GST
  • Complimentary Airport Transfers
  • Linen and Bedding Kits
  • Kitchen Kit
  • Apollo Welcome Pack
  • Pre-hire Cleaning Fees
  • Vehicle Consultation Fee
  • 24hr Roadside Assistance
  • Extra Driver Fees
  • Maps & Camp Ground Guides
  • LP Gas Refill Fee
  • Snow Chains (on request)
  • Camp Chairs and Table
  • Baby or Booster Seats (on request)


  • Apollo - Rugby World Cup

    Standard Liability
    Apollos rental charge includes a Standard Liability of $7,500. The bond will be collected at the time of entering into the Rental Contract. Payment of this Bond is only accepted by credit card. The amount above will be debited to the credit card account immediately.

    The Standard Liability can be reduced by purchasing one of the following Reduction Options:

    Excess Reduction Option 1

    Vehicle Cost per day Excess reduced to: Bond reduced to:
    All Campervans $25 (max $1,250) $2,500 $2,500

    Excess Reduction Option 2

    Vehicle Cost per day Excess reduced to: Bond reduced to:
    All Campervans $42 (max $2,100) $0 $250


    Stress Free Package
    We also offer a Stress Free Package which includes:

  • Comprehensive Insurance (NIL excess)
  • VIP Cover (Tyre and Windscreen replacement)
  • Unlimited Kilometers
  • One Way Rental Fee
  • Diesel Tax Recovery Fee
  • 12.5% GST
  • Complimentary Airport Transfers
  • Linen and Bedding Kits
  • Kitchen Kit
  • Apollo Welcome Pack
  • Pre-hire Cleaning Fees
  • Vehicle Consultation Fee
  • 24hr Roadside Assistance
  • Extra Driver Fees
  • Maps & Camp Ground Guides
  • LP Gas Refill Fee
  • Snow Chains (on request)
  • Camp Chairs and Table
  • Baby or Booster Seats (on request)


  • Cheapa Campa

    Standard Liability
    Cheapa Campas rental charge includes a Standard Liability of $2,700 for Hitop & 2 Berth ST and $5,000 for 4 & 6 Berth. The bond will be collected at the time of entering into the Rental Contract. Payment of this Bond is only accepted by credit card. The amount above will be debited to the credit card account immediately.

    The Standard Liability can be reduced by purchasing one of the following Reduction Options:

    Excess Reduction Option 1

    Vehicle Cost per day Excess reduced to: Bond reduced to:
    Hitop & 2 Berth ST $16 (max $560) $1,200 $1,200
    4 & 6 Berth $20 (max $1,000) $2,500 $2,500

    Excess Reduction Option 2

    Vehicle Cost per day Excess reduced to: Bond reduced to:
    Hitop & 2 Berth ST $26 (max $910) $0 $250
    4 & 6 Berth $35 (max $1,750) $0 $250

    Stress Free Package
    We also offer a Stress Free Package which includes:

  • Comprehensive Insusrance (NIL excess)
  • VIP cover (Tyre and Windscreen replacement)
  • Unlimited Kilometres
  • 12.5% GST
  • 3% Vehicle registration recovery/taxes
  • Diesel Tax Recovery Fee
  • Complimentary Airport Transfers
  • Bedding Kit
  • Kitchen Kit
  • Extra Driver Fees
  • LP Gas Refill Fee
  • Cheapa Welcome Pack
  • Pre-hire Cleaning Fees
  • Vehicle Consultation Fee
  • 24 Hour Roadside Assistance
  • Snow Chains (on request)
  • Camp Chairs and Table
  • Maps and Camp Ground Guides
  • Baby or Booster Seats (on request)


  • Backpacker

    Standard Liability

    From 01 April 2009:
    The hirer is responsible for the first NZ$1,900 for the Breezer, Nomad & Wanderer and NZ$5,000 for the Quattro and Six-Pack

    From 01 April 2010:
    The hirer is responsible for the first NZ$3,500 for the Breezer, Nomad & Wanderer and NZ$5,000 for the Quattro and Six-Pack

    ..of ANY ACCIDENT COST of damage to Third Party property or to the rented vehicle, including single vehicle accident, windscreen and tyre damage, overhead and underbody damage, towing and recovery costs, theft, fire, break in or vandalism with the exception of the exclusions..

    This also includes the cost of the daily rental rate for the period the vehicle is off fleet for accident repairs (demurrage). The excess applies in respect of each claim, not rental.

    This Standard Excess can be reduced by purchasing one of the following options at the depot:

    Excess Reduction Option 1:

    Up to 31 March 2010:

    Vehicle Cost per day Excess reduced to: Bond reduced to:
    Breezer, Nomad, Wanderer $14 (max $700) $950 $950
    Quattro, Six-Pack $25 (max $1250) $2,500 $2,500

    From 01 April 2010 to 31 March 2011:

    Vehicle Cost per day Excess reduced to: Bond reduced to:
    Breezer, Nomad, Wanderer $16 (max $800) $1500 $1500
    Quattro, Six-Pack $25 (max $1250) $2,500 $2,500

    Excess Reduction Option 2:

    Up to 31 March 2010:

    Vehicle Cost per day Excess reduced to: Bond reduced to:
    Breezer, Nomad, Wanderer $20 (max $1,000) $0 $220
    Quattro, Six-Pack $32 (max $1,600) $0 $220


    From 01 April 2010 - 31 March 2011:

    Vehicle Cost per day Excess reduced to: Bond reduced to:
    Breezer, Nomad, Wanderer $26 (max $1,300) $0 $220
    Quattro, Six-Pack $32 (max $1,600) $0 $220


    Tyre and Windscreen Cover:(Available from 01/04/2010)
    The Tyre and Windscreen Cover option is a daily fee of NZ$5. This will cover the Hirer for unlimited accidental damage to the windscreen and tyres . The cover is only available when excess reduction 2 has been purchased.

    Britz

    (see below for Rugby World Cup Conditions)

    Standard Liability

    The hirer is responsible for the first NZ$7,500 or NZ$2,500 (Rookie Vehicle only) of ANY ACCIDENT COST of damage to Third Party property or to the rented vehicle, including single vehicle accident, windscreen and tyre damage, overhead and underbody damage, towing and recovery costs, theft, fire, break in or vandalism.

    This also includes the cost of the daily rental rate for the period the vehicle is off fleet for accident repairs (demurrage). The excess applies in respect of each claim, not rental.

    The Standard Liability can be reduced by purchasing one of the following Reduction Options:

    Excess Reduction Options from 1st April 2009 - 31st March 2010

    Excess Reduction Option 1

    Vehicle Cost per day Excess reduced to Bond reduced to
    2WD $22 (max $1,100) $2,500 $2,500
    4WD $27 (max $1,350) $2,500 $2,500

    Excess Reduction Option 2

    Vehicle Cost per day Excess reduced to Bond reduced to
    Rookie $19 (max $570) $0 $220
    2WD $40 (max $2,000) $0 $220
    4WD $49 (max $2,450) $440 $440

    Excess Reduction Options from 1st April 2010 - 31st March 2011

    Excess Reduction Option 1

    Vehicle Cost per day Excess reduced to Bond reduced to
    2WD $25 (max $1,250) $2,500 $2,500

    Excess Reduction Option 2

    Vehicle Cost per day Excess reduced to Bond reduced to
    2WD $42 (max $2,100) $0 $220

    Stress Free Package

    We also offer the Stress Free Package which includes great extras such as:*

    • Vehicle Insurance (Nil Excess Applies)
    • Underbody and Overhead Accidental Damage
    • Unlimited Windscreen and Tyre Cover for Accidental Damage
    • Diesel Tax Recovery fee
    • Picnic Table and Chairs (per person travelling)
    • Pre Purchase Gas (bring it back empty)
    • Baby or Booster Seat/s (must be pre-booked)
    • Portable heater (if required)
    • Snow Chains (if required)
    *(Some items may not be included in the Britz Rookie)


    Britz - Rugby World Cup

    Standard Liability

    The hirer is responsible for the first NZ$7,500 of ANY ACCIDENT COST of damage to Third Party property or to the rented vehicle, including single vehicle accident, windscreen and tyre damage, overhead and underbody damage, towing and recovery costs, theft, fire, break in or vandalism.

    This also includes the cost of the daily rental rate for the period the vehicle is off fleet for accident repairs (demurrage). The excess applies in respect of each claim, not rental.

    Excess Reduction Option 1

    Vehicle Cost per day Excess reduced to Bond reduced to
    2WD $25 (max $1,250) $2,500 $2,500

    Excess Reduction Option 2

    Vehicle Cost per day Excess reduced to Bond reduced to
    2WD $42 (max $2,100) $0 $220

    Stress Free Package

    We also offer the Stress Free Package which includes great extras such as:

    • Vehicle Insurance (Nil Excess Applies)
    • Underbody and Overhead Accidental Damage
    • Unlimited Windscreen and Tyre Cover for Accidental Damage
    • Diesel Tax Recovery fee
    • Picnic Table and Chairs (per person travelling)
    • Pre Purchase Gas (bring it back empty)
    • Baby or Booster Seat/s (must be pre-booked)
    • Portable heater (if required)
    • Snow Chains (if required)


    Hippie Camper

    Standard Liability
    Hippie Campers includes a Standard Liability of NZ$2,500 or NZ$3,500 if 18-20 years old. The bond will be collected at the time of entering into the Rental Contract. Payment of this Bond is only accepted by credit card. The amount above will be debited to the credit card account immediately. The Standard Liability can be reduced by purchasing one of the following Reduction Options:

    Excess Reduction Option 1:
    Age Cost per day Excess reduced to: Bond reduced to:
    21-75 years $12 (max $600) $1,200 $1,200
    18-20 years $22 (max $1,100) $1,200 $1,200

    Excess Reduction Option 2:
    Age Cost per day Excess reduced to: Bond reduced to:
    21-75 years $20 (max $1,000) $100 $100
    18-20 years $30 (max $1,500) $250 $250


    Stress Free Package
    As an alternative to choosing an Excess Reduction option, we do offer the Stress Free Package for an extra NZ$20(21-75) or NZ$30(18-20) per day which includes great extras such as:

    - Vehicle Insurance ($100 excess or $250 if 18-20 years)
    - VIP Cover (Tyre and Windscreen Replacements)
    - 2.5% Government Stamp Duty/Taxes
    - LP Gas Refill Fee
    - Camp Chairs and Table
    - Snow Chains (if required)


    Maui
    (see below for Rugby World Cup Conditions)

    Standard Liability

    The hirer is responsible for the first NZ$7,500 of ANY ACCIDENT COST of damage to Third Party property or to the rented vehicle, including single vehicle accident, windscreen and tyre damage, overhead and underbody damage, towing and recovery costs, theft, fire, break in or vandalism. This also includes the cost of the daily rental rate for the period the vehicle is off fleet for accident repairs (demurrage). The excess applies in respect of each claim, not rental. This Standard Excess can be reduced by purchasing one of the following options at the depot:

    Excess Reduction Options from 1st April 2009 - 31st March 2010

    Excess Reduction Option 1

    Vehicle Cost per day Excess reduced to Bond reduced to
    All Motorhomes $22 (max $1,100) $2,500 $2,500

    Excess Reduction Option 2

    Vehicle Cost per day Excess reduced to: Bond reduced to:
    All Motorhomes $40 (max $2,000) $0 $220


    Excess Reduction Options from 1st April 2010 - 31st March 2011

    Excess Reduction Option 1

    Vehicle Cost per day Excess reduced to Bond reduced to
    All Motorhomes $25 (max $1,250) $2,500 $2,500

    Excess Reduction Option 2

    Vehicle Cost per day Excess reduced to: Bond reduced to:
    All Motorhomes $42 (max $2,100) $0 $220

    Stress Free Package

    We also offer the Stress Free Package which includes great extras such as:

    • Vehicle Insurance ($0 Excess Applies)
    • Underbody and Overhead Accidental Damage
    • Unlimited Windscreen and Tyre Cover for Accidental Damage
    • Diesel Tax Recovery Fee
    • Pre-Purchase Gas (return empty)
    • Picnic Table and Chairs (per person travelling)
    • Child/Booster Seats (must be pre-booked)
    • Snow Chains
    • Portable Heater
    • GPS for Spirit 4 and 6 Rentals


    Maui - Rugby World Cup 2011

    Standard Liability

    The hirer is responsible for the first NZ$7,500 of ANY ACCIDENT COST of damage to Third Party property or to the rented vehicle, including single vehicle accident, windscreen and tyre damage, overhead and underbody damage, towing and recovery costs, theft, fire, break in or vandalism. This also includes the cost of the daily rental rate for the period the vehicle is off fleet for accident repairs (demurrage). The excess applies in respect of each claim, not rental. This Standard Excess can be reduced by purchasing one of the following options at the depot:

    Excess Reduction Options

    Excess Reduction Option 1

    Vehicle Cost per day Excess reduced to Bond reduced to
    All Motorhomes NZ$25 (max $1,250) NZ$2,500 NZ$2,500

    Excess Reduction Option 2

    Vehicle Cost per day Excess reduced to: Bond reduced to:
    All Motorhomes NZ$42 (max $2,100) $0 NZ$220

    Stress Free Package

    We also offer the Stress Free Package which includes great extras such as:

    • Vehicle Insurance ($0 Excess Applies)
    • Underbody and Overhead Accidental Damage
    • Unlimited Windscreen and Tyre Cover for Accidental Damage
    • Diesel Tax Recovery Fee
    • Pre-Purchase Gas (return empty)
    • Picnic Table and Chairs (per person travelling)
    • Child/Booster Seats (must be pre-booked)
    • Snow Chains
    • Portable Heater
    • GPS for Spirit 4 and 6 Rentals


    Kea
    (See below for Rugby World Cup Conditions)


    Standard Liability

    All KEA Campers vehicles come with comprehensive insurance cover. A standard excess of $5,000.00 applies in the event of any damage to either our vehicle or third party property. The renter will also be fully liable for replacing or repairing damaged windscreens and tyres.

    This Standard Excess can be reduced by purchasing one of the following options at the depot:

    From 01 April 2009 to 31 March 2010:

    Excess Reduction Option 1:

    Vehicle Cost per day Excess reduced to: Bond reduced to:
    All Motorhomes $25 (max $1,250) $2,000 $2,000

    From 01 April 2010 to 31 March 2011:

    Vehicle Cost per day Excess reduced to: Bond reduced to:
    All Motorhomes $28 (max $1,400) $2,000 $2,000

    Excess Reduction Option 2:

    From 01 April 2009 to 31 March 2010:

    Vehicle Cost per day Excess reduced to: Bond reduced to:
    All Motorhomes $35 (max $1,750) $0 $500

    From 01 April 2010 to 31 March 2011:

    Vehicle Cost per day Excess reduced to: Bond reduced to:
    All Motorhomes $38 (max $1,900) $0 $500

    Stress Free Package

    As an alternative to choosing an Excess Reduction option, we do offer the Stress Free Package which includes great extras such as:
    • Full Cover Insurance (nil excess)
    • Unlimited Kilometres
    • 12.5% GST
    • Windscreen and Tyre Repairs
    • The cost of Overhead and Underbody damage & Demurrage fee
    • One way fees on all rentals
    • Transfer on the first and last day of rental to/from airport or city hotel
    • Camping equipment - table, chairs and sun umbrella
    • Multilingual GPS navigation system
    • Baby capsule or child/booster seats (on request)
    • Toll road charges
    • Snow Chains (on request)

    Kea - Rugby World Cup

    Excess Reduction Option 1:

    Vehicle Cost per day Excess reduced to: Bond reduced to:
    All Motorhomes $28 (max $1,400) $2,000 $2,000

    Excess Reduction Option 2:

    Vehicle Cost per day Excess reduced to: Bond reduced to:
    All Motorhomes $38 (max $1,900) $0 $500

    Stress Free Package

    As an alternative to choosing an Excess Reduction option, we do offer the Stress Free Package for an extra $68.75 per day which includes great extras such as:
    • Full Cover Insurance (nil excess)
    • Unlimited Kilometres
    • 12.5% GST
    • Windscreen and Tyre Repairs
    • The cost of Overhead and Underbody damage & Demurrage fee
    • One way fees on all rentals
    • Transfer on the first and last day of rental to/from airport or city hotel
    • Camping equipment - table, chairs and sun umbrella
    • Multilingual GPS navigation system
    • Baby capsule or child/booster seats (on request)
    • Toll road charges
    • Snow Chains (on request)




    Security Bonds


    All Suppliers do take a Security Bond at the beginning of the rental and it MUST be paid by a credit card ONLY, (KEA allow Cash, Travellers Cheques or Credit card). The amount of this bond is dependent on if you take out Excess Reduction and which option you take. For exact details of your bond please see the Terms and Conditions pages.

     
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