Discovery Motorhomes New Zealand   -   Discovery Motorhomes New Zealand - Insurance, Liability & Security Bond
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Insurance, Liability & Security Bond

Understand all of your options pertaining to insurance, liability and security bonds when hiring a motorhome in New Zealand.


Standard Liability

This page is a summary of each Companies Standard Liability.

Liability is the amount you would be liable to pay in the event of an accident or damage to the vehicle, regardless of who is at fault. The liability applies in respect of each claim, not rental.

                          


Liability Reduction Options (LRO)

The Standard Liability can be reduced either -

At the time of Booking by opting for the Stress Free Package. This package has the lowest level of liability and includes bonus items.

At the time of Pick Up by choosing one of the Liability Reduction Options (LRO)



Liability Option Age of Driver Cost per Day Liability Fee Bond Payable
Standard Liability   Included in Rental $5,000 $5,000
LRO 1 Over 25 $20 (max $1,200) $1,200 $1,200
  Under 25 $20 (max $1,200) $2,400 $2,400
LRO 2 Over 25 $32 (max $1,920) $0 $150
  Under 25 $44 (max $2,640) $0 $150
Stress Free Package All Ages $45 $0 $150
Stress Free Package
From 1 April 2012
All Ages $32 $0 $150


Travel 1st April 2011 to 31st March 2012

Liability Option Vehicle Cost per Day Liability Fee Bond Payable
Standard Liability Breezer
Lowrider
Nomad
Wanderer
Included in Rental $3,500 $3,500
  Quattro
Six Pack
Included in Rental $5,000 $5,000
LRO 1 Breezer
Lowrider
Nomad
Wanderer
$18 (max $900) $1,500 $1,500
  Quattro
Six Pack
$27 (max $1,350) $2,500 $2,500
LRO 2 Breezer
Lowrider
Nomad
Wanderer
$28 (max $1,400) $0 $220
  Quattro
Six Pack
$34 (max $1,700) $0 $220
Stress Free Package Breezer
Lowrider
Nomad
Wanderer
$36 (max $1,800) $0 $220
  Quattro
Six Pack
$47 (max $2,350) $0 $2200

Travel 1st April 2012 to 31st March 2013

Liability Option Vehicle Cost per Day Liability Fee Bond Payable
Standard Liability Breezer
Lowrider
Nomad
Wanderer
Included in Rental $3,500 $3,500
  Quattro
Six Pack
Included in Rental $5,000 $5,000
LRO 1 Breezer
Lowrider
Nomad
Wanderer
$20 (max $1,000) $1,500 $1,500
  Quattro
Six Pack
$27 (max $1,350) $2,500 $2,500
LRO 2 Breezer
Lowrider
Nomad
Wanderer
$30 (max $1,500) $0 $220
  Quattro
Six Pack
$36 (max $1,800) $0 $220
Stress Free Package Breezer
Lowrider
Nomad
Wanderer
$38 (max $1,900) $0 $220
  Quattro
Six Pack
$49 (max $2,450) $0 $220
Additional Protection Breezer
Lowrider
Nomad
Wanderer
$89 per rental $0 $220
  Quattro
Six Pack
$89 per rental $0 $220

Additional Protection Coverage - Where the hirer purchases Additional Protection Coverage the cost of damage resulting from a single vehicle roll over will be covered. Additional Protection Coverage can only be purchased in conjunction with Liability Reduction Option 2 or the Stress Free Package.

Tyre and Windscreen Cover

If this optional extra is purchased it will cover the hirer for unlimited accidental damage to the windscreen and tyres . The cover is only available when Liability Reduction 2 has been purchased.

Vehicle Cost per day
Breezer, Lowrider, Nomad, Wanderer $5 (max $250)
Quattro, Six Pack $5 (max $250)

Travel 1st April 2011 to 31st March 2012

Liability Option Cost per Day Liability Fee Bond Payable
Standard Liablility Included in Rental $7,500 $7,500
LRO 1 $29 (max $1,450) $2,500 $2,500
LRO 2 $45 (max $2,250) $0 $220
Stress Free Package $65 (max $3,250) $0 $220

Travel 1st April 2012 to 31st March 2013

Liability Option Cost per Day Liability Fee Bond Payable
Standard Liability Included in Rental $7,500 $7,500
LRO 1 $29 (max $1,450) $2,500 $2,500
LRO 2 $45 (max $2,250) $0 $220
Stress Free Package $65 (max $3,250) $0 $220
Additional Protection $89 per rental $0 $220

Additional Protection Coverage - Where the hirer purchases Additional Protection Coverage the cost of damage resulting from a single vehicle roll over will be covered. Additional Protection Coverage can only be purchased in conjunction with Liability Reduction Option 2 or the Stress Free Package.


Liability Option Cost per Day Liability Fee Bond Payable
Standard Liability Included in Rental $3,000 $3,000
LRO 1 $20 $1,500 $1,500
Stress Free Package $25 $0 $0 (imprint taken)



Travel 1st April 2011 to 31st March 2012

Liability Option Cost per Day Liability Fee Bond Payable
Standard Liability Included in Rental $7,500 $7,500
LRO 1 $29 (max $1,450) $2,500 $2,500
LRO 2 $45 (max $2,250) $0 $220
Stress Free Package $65 (max $3,250) $0 $220

Travel 1st April 2012 to 31st March 2013

Liability Option Cost per Day Liability Fee Bond Payable
Standard Liability Included in Rental $7,500 $7,500
LRO 1 $29 (max $1,450) $2,500 $2,500
LRO 2 $45 (max $2,250) $0 $220
Stress Free Package $65 (max $3,250) $0 $220
Additional Protection $89 per rental $0 $220

Additional Protection Coverage - Where the hirer purchases Additional Protection Coverage the cost of damage resulting from a single vehicle roll over will be covered. Additional Protection Coverage can only be purchased in conjunction with Liability Reduction Option 2 or the Stress Free Package.



 

Travel 1st April 2011 to 31st March 2012

Liability Option Cost per Day Liability Fee Bond Payable
Standard Liability Included in Rental $5,000 $5,000
LRO 1 $28 (max $1,400) $2,000 $2,000
LRO 2 $38 (max $1,900) $0 $500
Stress Free Package $60 (max $3,000) $0 $500

Travel 1st April 2012 to 31st March 2013

Liability Option Cost per Day Liability Fee Bond Payable
Standard Liability Included in Rental $5,000 $5,000
LRO $38 (max $1,900) $0 $500
Stress Free Package $61 (max $3,050) $0 $500



 

Liability Option Age of Driver Cost per Day Liability Fee Bond Payable
Standard Liability - Included in Rental $5,000 $5,000
LRO 1 Over 25 $20 (max $1,200) $1,200 $1,200
  Under 25 $20 (max $1,200) $2,400 $2,400
LRO 2 Over 25 $32 (max $1,920) $0 $150
  Under 25 $44 (max $2,640) $0 $150
Stress Free Package All Ages $45 $0 $150
Stress Free Package
From 1 April 2012
All Ages $32 $0 $150


Security Bonds

All branches take a Security Bond at the beginning of the rental. The amount of this bond is dependent on if you take out Liability Reduction and which option you take. Please be aware that there is a credit card surcharge of between 1.75% and 5% on the amount paid on pick up, including the refundable bond.


Travel Insurance

Even if you do reduce your liability we strongly recommend purchasing travel insurance before you leave home, for total peace of mind. Insurance policies cover cancellation fees, medical expenses, baggage and much more.


Terms & Conditions

For further details please refer to the relevant Terms and Conditions.